PayPalhas published it’s new terms for June 2009, and the new change make you can almost send money free to anyone inside the US if you do it correct.In some cases, it’s free to Send Money. Sometimes there are fees.
Within the US, Personal transfers to friends and family:
Payment Method | Send Money | Receive Money |
PayPalbalance | free | free |
Bank transfer | ||
Credit card | free | 2.9% + $0.30 per transaction |
Debit card |
Fee may be paid by the sender or recipient – sender decides.
Making a purchase, i.e. goods, services, or eBay items
Payment Method | Buyer | Seller |
PayPalbalance | free | free |
Bank transfer | ||
Credit card | free | 1.9% + $0.30 per transaction |
Debit card |
Outside the US: Personal transfers to friends and family
Payment Method | Send Money | Receive Money |
PayPalbalance | sender decides | 0.5% to 2% – varies by recipient’s country |
Bank transfer |
Fee may be paid by the sender or recipient – sender decides.
Payment Method | Send Money | Receive Money |
Credit card | sender decides | 3.4% to 3.9% plus 30 cents – varies by recipient’s country |
Debit card |
Fee may be paid by the sender or recipient – sender decides. Making a purchase, i.e. goods, services, or eBay items.
Payment Method | Buyer | Seller |
PayPalbalance | Free (unless using the PayPalplug-in) | |
Bank transfer | ||
Credit card | Fee varies by country | |
Debit card |
- Receiving payment for goods and services.
- Receiving payments from friends and family made using a debit or credit card.
- Receiving a payment from someone in another country.